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Archive for November, 2008

Free Online Adveriting Starting Today At 104inc.com

Posted by 104Inc.com on November 28, 2008

My last article contained some exciting news. As I mentioned, 104inc recently launched an exciting Free Online Advertising service which gets your website submitted, listed and linked to Thousands of 104inc branded websites and hundreds of search engine optimization (SEO) web link directories.

For more information visit:

http://www.104inc.com

You may be asking yourself… WHY would I want to take advantage of this free new service? Well… here’s why, you get:

Automatic submissions into thousand of 104inc websites.

* Permanent web links help you achieve better rankings in the search engines.

* A steady increase in your links will occur because the submission process is professionally done over several months — just what the search engines love to see!

The end result is that this is free marketing that will drive traffic direct to your site in multiple ways … You get traffic from the web related websites AND over time you will get a nice boost in your search enginges ranking. This service will have a positive lasting effect on your website and business.

For more information or to get started click here now:

http://www.104inc.com

The Free Online Advertising Service gets you PERMANENT LINKS – something that every website business needs to succeed!  Just visit 104inc.com and register today to start driving more visitors to your business.

main site: http://www.104inc.com

Advertisements

Posted in Advertising, Business, Online Business | Tagged: , , , , , , , , , , , , , , , , , , , | Leave a Comment »

New plan to spur consumer lending

Posted by 104Inc.com on November 28, 2008

The Federal Reserve and Treasury department have announced new plans to inject up to $800 billion into the U.S. economy –
with the goal of reducing the costs and making it easier for consumers to get mortgage and other consumer loans.
The new program includes plans for the Fed to purchase up to $600 billion in mortgage-backed securities from Fannie Mae, Freddie Mac and the Federal Home Loan Banks. The other $200 billion will be made available to investors who back other consumer loans – including credit card, student and auto loans.
These investments are designed to take a large portion of consumer debt out of the market and, in turn, support continued and increased consumer lending opportunities to eligible borrowers.

Posted in Banking, economy, Mortgage, Personal Finance | Tagged: , , , , , , , , , , | Leave a Comment »

Funny Joke: How The Federal Bail Out Works

Posted by 104Inc.com on November 26, 2008

Young Chuck moved to Texas and bought a Donkey from a farmer for $100.   The farmer agreed to deliver the Donkey the next day.  

The next day he drove up and said, ‘Sorry son, but I have some bad News, the donkey died.’ 

Chuck replied, ‘Well, then just give me my money back.’ 

The farmer said, ‘Can’t do that.   I went and spent it already.’ 

Chuck said, ‘Ok, then, just bring me the dead donkey.’ 

The farmer asked, ‘What ya gonna do with him?

Chuck said, ‘I’m going to raffle him off.’  The farmer said you can’t raffle off a dead donkey!’ 

Chuck said, ‘Sure I can, watch me.  I just won’t tell anybody he’s dead.’ 

 A month later, the farmer met up with Chuck and asked, ‘What happened with that dead donkey?’ 

 Chuck said, ‘I raffled him off.   I sold 500 tickets at two dollars a piece and made a profit of $ 898.’ 

 The farmer said, ‘Didn’t anyone complain?’ 

 Chuck said, ‘Just the guy who won.  So I gave him his two dollars back.’ 

 Chuck now works for Goldman Sachs

http://104Fun.com

Advertise for FREE!

Posted in Advertising, Banking, Business, economy, job, Jokes | Tagged: , , , , , , , , , , , , , | Leave a Comment »

Looking For A Safe “Bank” For Your Money?

Posted by 104Inc.com on November 25, 2008

Overall Messages

  • Bank of America is one of the world’s largest and strongest financial institutions, by many indicators.
  • We believe it has a strong balance sheet and liquidity, a diverse earnings stream, leading positions in key businesses and a world-leading brand.
  • Even in these challenging and uncertain times, they have continued to meet the needs of their customers and clients while taking steps that should significantly enhance earnings capabilities when economic and financial markets conditions improve, and they will.
  • Because of the sheer scale and diversity of their businesses, the company is better able to withstand market shocks than many of their peers.
  • The advantages of comprehensive financial solutions, geographic and earnings diversity, liquidity and capital strength position them to compete in the marketplace.

Proof Points

  • Strong balance sheet and liquidity.
    • More U.S. deposits than any other bank, with total deposits of nearly $874B as of September 30, 2008.
    • Bank of America and Bank of America, N.A. have high long-term bond ratings from the major credit rating agencies. Bank of America, N.A. (long term): Moody’s, Aaa; Standard & Poor’s, AA. BAC (long term senior): Moody’s, Aa2; Standard & Poor’s, AA-.
    • Tier One Capital Ratio exceeding 9% (assuming acquisition of Merrill and after TARP money).
    • Third quarter results. Net income of $1.18B, even after absorbing losses associated with market turbulence and several one-time charges as well as continued high credit costs. With year-to-date net profits of $5.8B, Bank of America has been one of the most profitable banking companies in the world while operating in a very difficult environment.
  • Leading positions: Largest retail bank in the U.S., serving 1 in 2 households. Largest commercial bank in the U.S., serving 1 in 3 companies with revenues of $2.5MM to $2B. Relationships with 99 percent of the U.S. Fortune 500 companies and 83 percent of the Fortune Global 500.
  • Most admired financial services brand in the world by the Financial Times.
  • Open for business and planning for the future.
    • Even in this challenging environment, we are taking advantage of key growth opportunities, using our continued strength and stability.
    • We continue lending to those who need and can afford credit.
      • Business lending remains strong and we have continued making loans to states and municipalities in a time of extraordinary uncertainty.
      • In just the three months since the merger with Countrywide was finalized, we have helped more than 250,000 Americans purchase a home or save money on the home they already own.
    • The Countrywide and Merrill Lynch acquisitions will expand our ability to deliver critical financial services to millions of Americans – including mortgages and financial planning –and help stabilize the financial markets.
    • Our home retention programs will help up to 630,000 borrowers keep their homes, by modifying more than $100B in current home loans.

To Find the nearest Bank of America branch in your area please visit http://104Banks.com

Posted in Banking, economy, family, job, life, Mortgage, Personal Finance | Tagged: , , , , , , , , , , , , , , , , , , , , , | Leave a Comment »

WANTING TO WIN IS EVERYTHING

Posted by 104Inc.com on November 25, 2008

In the confrontation between the stream and the rock, the stream always, wins – not through strength but by perseverance.  H. Jackson Brown

Success is connected with continuous action.
It’s largely a matter of hanging on after others have let go.
You’re not finished when you’re defeated, you’re only finished
when you quit.

The most important quality essential to success is perseverance.
It overcomes almost everything, even nature.

You can have a fresh start any time you choose, for “failure”
is not in the falling down, but in the staying down.
It’s not over until it’s over.

If you’ve got the courage to stick it out, you’ll attain your goal.
Winning isn’t everything, but wanting to is.

Posted in motivation | Tagged: , , , , , , , , , , , , , , , | Leave a Comment »

TO CHOOSE TIME IS TO SAVE TIME

Posted by 104Inc.com on November 24, 2008

Today, be aware of how you are spending your 1,440 beautiful moments, and spend them wisely.  Unknown Author

You always have enough time, if you will but use it wisely.

Your dilemma goes deeper than having a shortage of time,
it’s basically a problem of priorities.

Most people leave undone those things that should be done,
while they do things that they shouldn’t be doing.

Set priorities for your goals.
A major part of successful living lies in your ability to put
first things first.
Most major goals are not achieved because people put
second things first.

Is what you’re doing getting you closer to your objectives?
Anything that is wasted effort represents wasted time.

Don’t serve time, make time serve you.

Posted in motivation | Tagged: , , , , , , , , , , , , , , , | Leave a Comment »

THINK IN TERMS OF WHAT THE OTHER PERSON WANTS

Posted by 104Inc.com on November 23, 2008

Personal relationships are the fertile soil from which all advancement,
all success, all achievement in real life grows.

Your success depends on the support of other people.

You can get anything you want in life if you’re willing to help enough
other people get what they want.

The only hurdle between you and what you want to be
is the support of others.

You cannot hold a torch to light another’s path
without brightening your own.

Posted in motivation | Tagged: , , , , , , , | Leave a Comment »

What Makes Mentoring Different and Special

Posted by 104Inc.com on November 21, 2008

The Key to mentoring is often the special effort, imagination, insight or awareness that the mentor gives – effort that goes above and beyond the expectations of the existing relationship.

Below are some factors which can influence whether an acquaintance, co-worker, friend or relative makes the transition to the role of a mentor.

*  Mentoring requires a primary focus on the needs of the mentee and an effort to fulfill the most critical of these needs.

*  Mentoring is often built on a just-in-time principle where the mentor offers the right help at the right time.  A potential mentor must recognize when the mentee feels free to expose a deep-felt need, thereby enabling the mentor to provide the right help at the right time to the best of the mentor’s ability.

*  Much of what the mentor offers is personal learning or insight, which has never been written down anywhere.  The mentor may not be aware of what he or she can offer until a mentee expresses a need or desire and the mentor realizes there may be a match between something they know and what their mentee needs.

*  Mentoring requires going the extra mile for someone else. Many people may think twice about adding such a commitment to their busy lives.  However, if they choose to do so, the rewards of personal achievement, mentee appreciation, and sense of helping to build a better society can be enormous.

Posted in Business, Diary Entry, job, life, married, motivation, work | Tagged: , , , , , , , , , , , , , , , , , , , , | Leave a Comment »

PERSONAL GROWTH IS INEVITABLE

Posted by 104Inc.com on November 20, 2008

I’m a great believer in luck, and I find that the harder I work, the more I have of it.  Thomas Jefferson

You’ll experience personal growth on the road to success.
All growth means change and change involves risk.
You grow because you struggle, learn and overcome your obstacles.

What happens to you is not as important as how you react to what happens.
Everything you’ll experience “good or bad” has value.

Difficulties in life are the things that show you what you are.
Trouble is the common denominator of living.
It’s the great equalizer of life.

Only when you are no longer afraid will you begin to live.

Posted in motivation | Tagged: , , , , , , , , , , | Leave a Comment »

OPPORTUNITY APPEARS WHEN YOU ARE READY

Posted by 104Inc.com on November 18, 2008

Chance never helps those who do not help themselves.   Sophocles

Chance is turned into good fortune by successful people.
You are surrounded by all kinds of opportunity.

Luck is being at the right place at the right time.
Taking advantage of an opportunity is always under your control.
When you are mentally prepared the right opportunity will present itself.

Talent alone won’t make you successful.
Neither will being at the right place at the right time unless you are ready.

When the student is ready, the teacher appears

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